Commercial auto insurance and valet liability insurance

Commercial auto insurance and/or valet liability insurance is important for New York , New Jersey restaurants, night clubs, bars and lounges that have very specific auto related exposures.

Whether you hire a valet service, provide your own or have a delivery service - these are important factors to consider when reviewing your insurance. Make sure you protect yourself from the potential problems that come along with auto liability. Provide your Valet service coverage with Auto/Valet Liability to insure the brief time you will be utilizing customers' cars.

Accidents could occur while valets are driving their clients’ vehicles and damage could result to the property of others. Valet services employees are often young drivers under the age of 25, therefore increasing the risk of accidents. Valet services should implement a strict driver recruitment policy. Motor Vehicle reports should be run prior to hiring new valets and driving records should be checked every year.   Provide your Valet service coverage with RSI-Insurance Auto/Valet Liability to insure the brief time you will be utilizing customers' cars.

General Liability Insurance for Auto/Valet Services – Restaurants and nightclubs in the New york Metropolitan area should look at Garagekeepers Legal Liability exposure in valet services. Employees could wreck their clients luxury vehicles or the vehicles could be broken into or vandalized while parked. Garage Attendants Legal Liability can be a stand-alone policy or may be endorsed onto the General Liability policy. All vehicles should be locked once they are parked and keys should be properly secured. Valet services should have low premises liability risks because they typically work at the location of their clients. If your establishment uses valet services then contact RSI-Insurance for a free commercial auto/valet insurance quote.

Theft Insurance for Auto/Valet Services –  Theft and robbery is a concern for businesses that provide valet services due to the amount of cash involved. Dishonest employees may steal money or not turn in all the money they are given by clients for parking fees. Pre-employment hiring screening should include reference checks and criminal background checks as a result  Another concern to think about is protection of the parking attendants getting robbed themselves.  If you are hospitality business in New york ,New Jersey or Connecticut and you offer Valet services to your customers RSI-Insurance can help save you money . Get a free quote now.

We invite you to take some time while you are visiting us online at RSI Insurance to explore our website. You will find a number of helpful and informative pages concerning the insurance coverage we have available.

Then give us a call at 914-332-1700; email us at ira@rsi-insurance.com: or complete the online application by clicking the quote button. The quote is free and carries no obligation of any type.

Before you sign your lease, we will, free of charge, review your insurance requirements and offer a no charge critique of those clauses!