EMPLOYMENT PRACTICES LIABILITY
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Employment Practices liability Insurance, also known as EPLI is important to have in place before any situation arises. It provides protection for an employer against claims made by employees, former employees, or potential employees relating to many types of employee related lawsuits. This is not just a problem for “Mega Corporations,” more and more small and medium sized businesses are becoming targets for disgruntled employees. |
Three out of five businesses will be sued by an employee for employment related issues
Are you properly covered for this? The following claims can be made against your business:
- Sexual Harassment
- Discrimination
- Wrongful termination
- Breach of employment contract
- Negligent evaluation
- Failure to Employ or promote
- Wrongful discipline
- Deprivation of career opportunity
- Wrongful infliction of emotional distress
Samples of Recent EPLI Lawsuits
- Wage and Hour ($1,300,000)
An employer will pay $1.3 million to settle a class action wage and hour lawsuit brough by nonexempt restaurant employees. The servers, bartenders, cooks, and dishwashers claimed they were denied meal and rest breaks.
- Racial Harassment ($1,650,000)
A general contractor in the construction industry will pay $1.65 million to settle a racial harassment lawsuit brought by the EEOC on behalf of African-American employees who claimed they were subject to a racially hostile work environment. The lawsuit alleged that racial slurs were used in every day conversation.
- Gender (male) discrimination (over $1,000,000)
A chain of family restaurants has agreed to pay one million dollars to settle a discrimination lawsuit brought by the EEOC on behalf of male employees and applicants who were denied bartending positions. The lawsuit claimed that the employer had placed into effect a plan to maintain an 80:20 ratio of female to male bartenders.
This is why at RSI-Insurance we offer EPLI as a stand-alone insurance policy rather than including it within a packaged insurance policy. There many areas this type of insurance covers. We will list a few of the most important. You need to be protected from claims against Breach of Contract, Discrimination, Sexual Harassment, Wrongful Termination, Wrongful Discipline, Negligent Evaluation,Failure to Employ or Promote, and Deprivation of Career Opportunity. Protect your business from any these types of potential lawsuits call RSI-Insurance today if you are located in New York, New Jersey or Connecticut 914-332-1700
Many of our carriers offer non-auditable policies with interest free installments. We will be happy to provide you with a quote. Give us a call at 914-332-1700; email us at ira@rsi-insurance.com: or complete the online application by clicking the quote button. The quote is free and carries no obligation of any type.
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