NIGHTCLUB INSURANCE

Nightclubs face unique liability issues in the New York Metropolitan area and we’re here to assist you at RSI Insurance. We can meet your needs for Liquor Liability, Property Damage, General Liability including Assault & Battery, Worker’s Compensationand more. We can also provide the coverage you need if you have a dance floor, a DJ, live bands and entertainment. We will be happy

meet with you to analyze your business and make recommendations to help reduce risks, enhance profitability, and protect your assets.

We also have additional insurance coverage for nightclubs such as:

• Employee practices liability – to protect you against complaints for age, gender, & race discrimination, sexual harassment, and wage & hours disputes
• Assault & Battery Coverage – is a vital aspect to liquor liability insurance. Most claims against nightclubs, restaurants and bars are the results of fights. Your liquor liability policy should include coverage for assault and battery claims. If not, then your current policy does not hold much value. RSI- insurance can help protect your business and save you money.
• Property or Building Contents & Tenant Improvements Insurance – are available coverage for hospitality companies and owners. Property & contents insurance will pay for direct physical loss of damage to covered unattached physical items such as tables, chairs,inventory, etc. located at the insured's premises, and caused by or resulting from any covered causes of loss, such as Fire,Windstorm, Theft etc. Property & tenant improvement insurance will pay for direct physical loss or damage to covered attached physical property which was originally paid for by the tenant.
• Worker's Compensation – Workers Compensation pays a portion of your employee's salary if he/she is injured on the job while performing duties for the business. It's required by the state government and is necessary for nightclubs.
• Checkroom Theft insurance – comes under the business of loss and theft for restaurants/Bars/Clubs/lounges in the New York Metropolitan area. It protects your business in the event a Jacket, purse or other checked personal belonging is lost or stolen.
• Liquor Bonds – are required in New York state for all establishments selling alcoholic drinks. Night Clubs must have a current Liquor Tax Bond in place in order to secure and maintain a valid liquor license.
• And more

We will be happy to provide you with a quote. Give us a call at 914-332-1700; email us at ira@rsi-insurance.com: or complete the online application by clicking the quote button. The quote is free and carries no obligation of any type.